Among the highlights in Accord’s new range is a fee-free deal for the purchase of a new-build home under the Deposit Unlock Scheme at 95percent loan to value at 5.65percent (down from 5.98percent). Buy-to-let rates for standard remortgage now start from 4.71percent for a five-year fix and 5.17percent for a two-year fix (60percent LTV). New deals include a two-year fix priced at 4.81percent (reduced from 5.64percent) available at 75percent loan to value or 4.68percent (reduced from 5.25percent) at a 60percent loan to value. Barclays has also cut its two-year fix under its Deposit Guarantee Scheme to 5.5percent from 5.8percent. The deal, which requires just a 5percent deposit, has no fee and is available on loans up to 570,000. The five-year fix equivalent under the scheme has been reduced to 6.27percent.
- Visa and Mastercard are excluded as withdrawal options, meaning you will need to withdraw via bank transfer if you choose one of these to make your payments with.
- Two-year fixed rates now start from 3.99percent (75percent LTV) with a 7percent fee.
- Keystone, the specialist buy-to-let lender, has increased its fixed rates.
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Coventry building society is cutting selected residential fixed rate deals for new and existing borrowers from Thursday . The new deals, available through brokers, are expected to be in line with competitors including Nationwide, Virgin and HSBC, who have all cut five-year fixed rate deals to under mega-moolah-play.com great site 5percent. Halifax Intermediaries, which offers mortgage deals exclusively through brokers, is cutting selected two- and five-year fixed rates for purchase and remortgage from tomorrow, 7 November. Metro Bank has cut rates across its residential and BTL mortgage deals for new and existing customers by up to 0.7 percentage points. It has a BTL two-year fixed rate at 4.79percent with a 4percent fee, five-year BTL rates start from 4.99percent (60percent LTV).
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This is for an online mortgage deal, which must be applied for and managed solely online. It has a 1,495 fee and borrowers must have at least 40percent equity in their property (60percent loan to value). NatWest has cut selected fixed rate mortgage deals, available direct and through brokers, by up to 0.23 percentage points, effective from tomorrow , writes Jo Thornhill. High 5 is free to play and available in most U.S. states, which is terrific as only about a half dozen states have real money online casinos.
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Skipton is offering a five-year fix for home purchase at 4.96percent (95percent LTV) with a 1,295 fee. It also has a fee-free five-year deal at 90percent LTV for purchase or remortgage at 4.84percent. For new buy-to-let customers, Barclays has a two-year fixed rate for purchase at 5.68percent with a 1,295 fee (75percent LTV) and a five-year fixed rate for remortgage at 4.60percent with a 1,795 fee (75percent LTV). Lenders including Barclays and HSBC offer flexible tracker rate products that offer the opportunity to switch, without penalty, to a fixed rate at a later date.
There was a surprise run on SVB last week as its account holders were spooked by reports the bank was sitting on huge losses on its government bond-holdings. The moves come ahead of the Bank of England Bank rate announcement on Thursday this week. There is growing speculation that the Bank might hold the rate at 4percent, which would reduce the likelihood of recent mortgage rate falls being reversed. The deal carries a relatively steep 1,495 fee, but the rate undercuts the five-year fix at 3.91percent launched by Virgin Money yesterday .
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TSB has cut selected residential fixed mortgage rates, effective today, by up to 0.15 percentage points, writes Jo Thornhill. The bank’s five-year fixed rate for remortgage falls to 4.32percent from 4.77percent, also with an 899 fee and available at 60percent LTV (borrowers need 40percent equity in their property). HSBC has unveiled its new fixed-rate mortgage deals for residential and buy-to-let borrowers, following a cut of up to 0.18 percentage points, first announced last week . Its two-year fixed rate for purchase or remortgage at 75percent loan to value will rise from 4.75percent to 5.05percent.