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- It follows Skipton’s launch of its Track Record mortgage in May.
HSBC’s five-year fixed rate deal for residential remortgage at 3.99percent is available to homeowners with at least 40percent equity in their property, and there is a 999 arrangement fee. The lender is offering a five-year fixed purchase rate at 4.69percent (85percent LTV) with no fee. Nationwide has also introduced a range of remortgage deals for new customers with only 5percent equity in their property – equivalent to a 95percent Loan to Value. Although the lender already offers these deals for first-time buyers and home purchasers, it is the first time it has offered remortgage deals at 95percent to remortgagers since 2008.
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Aldermore has cut mortgage rates for residential and buy-to-let borrowers by up to 0.97 percentage points. It is the second time the lender has reduced rates this year, writes Jo Thornhill. This is the first five-year fixed rate at under 4percent since September 2022.